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Monday, August 3, 2009

Do the math

Considering the shoddy state of our schools, it's no wonder that congress can't do simple artithmetic. I say that, looking at numbers from the proposal to "reform" our the health care system. (As an aside comment, I have to wonder how congress believes it can reform anything, given that they have yet to reform a single congressman sent to federal prison. But I digress...)

If the goal is to get health insurance to what the Obama Administration claims is 46 million uninsured people, the central question no one is asking is: why not simply buy insurance for the uninsured? This question is especially important given that the democrats want to spend 1 trillion dollars on this debacle, and it will actually cost more than that because your individual health insurance rates are likely to rise, too. But in comparison, what would a simple, welfare-inspired and government-sponsored HMO plan cost? (Another aside: the health care of people on welfare and the unemployed are already covered under federal law; ask your doctor or nurse if you don't believe me.)

You can answer the cost question that yourself: take the cost of your health insurance, then multiply that by the number of uninsured Obama wants to have under the government healthcare jackboot. Inc magazine says the annual cost for an average HMO is $4,299 for individuals; multiply that by 46 million people and that gives us $197,754,000,000. In people-speak, that 197 billion, 754 million dollars.

That's less than 0ne-fifth of what the democrats are proposing, for simply buying a commercial HMO plan for the uninsured.


Of course, this number would be substantially less, because the government would bid the plan to a commercial company, which could reduce the 193 billion cost by at least one-third.

So tell me again how this crazy-assed, trillion-dollar plan of theirs is going to work better than this? More importantly, tell me who asked for it?

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